Financial
Roth vs. Traditional IRA: A Simple Way to Choose
One question decides most of it. Do you want the tax break now or later?
Holiday Budget: A 15 Minute Plan Before You Shop
Set a total, list the gifts, pick how to pay. A plan you can finish tonight.
How Your Credit Score Is Calculated, and 5 Moves That Help
Five factors set a FICO score. What each one weighs and what to do about it.
Travel
Passport Six Month Rule: When to Renew Before You Fly
Some countries refuse a passport that is still valid. Check before you book.
Hotel Resort Fees: How to Find the Real Nightly Price
A federal rule now requires the total price up front. Here is how to use it.
Rental Car Extras: 6 Charges to Check Before You Book
The daily rate is rarely the price you pay. Six charges to check first.
Shopping
Price Adjustment: Get Money Back After the Price Drops
Bought it, then it went on sale? Many stores will refund the difference if you ask in time.
Unit Price: The Number That Beats Every Sale Sticker
How to read the price per ounce on a shelf tag, and the traps to avoid.
Holiday Shopping Scams: 6 Checks Before You Enter Your Card
Fake stores look real. Six quick checks before you pay.
Health
Daylight Saving Ends Nov 1: A 4 Night Sleep Shift Plan
The clock moves one hour. Your body takes longer. Here is how to ease in.
Caffeine: How Much Is Too Much and When to Stop
The FDA limit, what drinks really contain, and a gentle way to cut back.
Added Sugar: How Much Is Too Much and Where It Hides
The daily limits, where added sugar hides, and six moves to cut it.
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