Financial
Holiday Budget: A 15 Minute Plan Before You Shop
Set a total, list the gifts, pick how to pay. A plan you can finish tonight.
How Your Credit Score Is Calculated, and 5 Moves That Help
Five factors set a FICO score. What each one weighs and what to do about it.
Your Year End Money Review: 7 Checks Before December
Several money deadlines land on December 31. Seven checks to make in October, while you still have time to act on them.
Travel
Hotel Resort Fees: How to Find the Real Nightly Price
A federal rule now requires the total price up front. Here is how to use it.
Rental Car Extras: 6 Charges to Check Before You Book
The daily rate is rarely the price you pay. Six charges to check first.
TSA PreCheck vs. Global Entry: Which One Is Worth It?
Both last five years for under $25 a year. One adds customs. A simple rule to pick.
Shopping
Unit Price: The Number That Beats Every Sale Sticker
How to read the price per ounce on a shelf tag, and the traps to avoid.
Holiday Shopping Scams: 6 Checks Before You Enter Your Card
Fake stores look real. Six quick checks before you pay.
How to Spot Fake Reviews Before You Buy
A federal rule bans fake reviews, but they persist. Six checks before you buy.
Health
Caffeine: How Much Is Too Much and When to Stop
The FDA limit, what drinks really contain, and a gentle way to cut back.
Added Sugar: How Much Is Too Much and Where It Hides
The daily limits, where added sugar hides, and six moves to cut it.
Vitamin D in Winter: Myths, Facts, and What to Do
Less winter sun, more myths. What official sources say about how much you need.
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